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Bank credit refers to ______. - Economics

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प्रश्न

Bank credit refers to ______.

विकल्प

  • Bank Loans

  • Advances

  • Bank loans and advances

  • Borrowings

MCQ
रिक्त स्थान भरें

उत्तर

Bank credit refers to Bank loans and advances.

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अध्याय 6: Banking - Model Questions [पृष्ठ १२१]

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सामाचीर कलवी Economics [English] Class 12 TN Board
अध्याय 6 Banking
Model Questions | Q 4. | पृष्ठ १२१

संबंधित प्रश्न

Write short note on :

Credit Creation.


Fill in the blank using proper alternatives given in the bracket:

.................consumption cannot be zero.


Fill in the blank using proper alternatives given in the bracket:

The primary function of commercial banks is to ...................


Write short Answer for the following question:

Explain various types of Bank Deposits ?


Write short notes (Any Two) 

Types of loans of commercial bank.


 Define of Explain the following concept: 

Recurring deposit  

 


Write answers in ‘one’ or ‘two’ paras each.

What are the primary functions of commercial banks?  

 


Give reason or explain the following statement:

Saving account deposits are usually opened by salaried class. 


Write short note on:

Long term loans 


State with reason whether you agree or disagree with the following statement. 

A commercial bank create credit on the basis of primary deposit. 


State with reason whether you 'agree' or 'disagree' with the following statement.

Credit creation of commercial banks is based on primary deposits.


Credit creation means.


Define Commercial banks.


Which of the following points indicates that RBI is controlling the commercial banks? 


How Public debt imposes a burden on the economy as a whole?


If reserve ratio is 10% and primary deposit is ₹1,250 crores, the total deposit created by commercial banks will be ______


Read the following hypothetical case study carefully and answer the questions follow on the basis of the same.

Agricultural Developmental Bank of Pakistan uses the production function approach for measuring bank outputs and costs. A translog cost function is estimated to provide an assessment of the bank's scale and scope efficiency, and to quantify the extent to which its production costs are sensitive to the size and output mix. Results show that the bank enjoys both overall and product-specific economies of scale and, therefore, there exists scope for the bank to expand its operations at a declining average cost. Even though bank branches in all size categories enjoy economies of scale, the extent of such economies is larger for branches operating at a smaller scale of production. This implies that as the bank branches grow larger in size in terms of both loan and deposit accounts, they move closer to attaining increasing returns to a factor. It is also shown that the marginal costs of servicing both loan and deposit accounts decline as bank branches grow larger in size in terms of either the number of loans or the number of deposits. This confirms that branches operating at a larger scale of production have attained greater cost-efficiency in terms of servicing the loan and deposit accounts.

The increasing returns to scale in larger branches is due to ______


_________ is an institution that accept deposits for lending purposes.


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