हिंदी

State and elaborate whether the following statement is true or false, with valid arguments: Jan-Dhan Yojana has been a crucial step for financial resource mobilization in the Indian economy. - Economics

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प्रश्न

State and elaborate whether the following statement is true or false, with valid arguments:

Jan-Dhan Yojana has been a crucial step for financial resource mobilization in the Indian economy.

विकल्प

  • True

  • False

MCQ
सत्य या असत्य

उत्तर

This statement is True.

Explanation:

Jan-Dhan Yojana has promoted thrift habits and efficient allocation of financial resources, particularly in rural areas. Formal banking system has mobilized a substantial amount under this yojana.

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Credit and Marketing in Rural Areas
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2023-2024 (March) Board Sample Paper

संबंधित प्रश्न

Explain the role of micro-credit in meeting credit requirements of the poor.


Which source of credit had emerged to fully integrate the formal credit system into the overall rural social and community development?


The problems faced in rural banking are ______.


The scheme of microfinance is extended through ______.


Which of the following falls under unorganized sector?


14 major commercial banks were nationalised in ______.


National Bank for Agricultural and Rural Development (NABARD) was set up in 1982 as a/the ____________ body to coordinate the activities of all institutions involved in the rural financing system.


Read the following statements carefully and choose the correct alternatives given below:

Statement 1 - The emergence of Self-Help Groups (SHG’s) ensured the reduction in the fissures of the formal credit system.

Statement 2 - The borrowings from SHGs are mainly confined to consumption purposes by their members.


Read the following statements -Assertion (A) and Reason(R), Choose one of the correct alternatives given below:

Assertion (A): Since the default rates of farm loans have become chronically high due to multiple reasons, the rural banks are facing a lot of cash crunch.

Reason(R): Due to lack of proper storage facilities a lot of farm produce is wasted.


Which is the apex institute at the national level which provides re-finance facilities to institutions engaged in providing rural credit?


What is the importance of self-help groups (SHGS) in rural areas?


What are the steps taken by the government in developing rural markets?


Identify which of the following is a source of non-institutional credit in the rural areas of India.


Discuss briefly the importance of micro-credit programmes in rural development.


______ have emerged as an important micro finance system and led to women empowerment.


Micro credit programmes play a vital role in ensuring an overall development of the rural economy as they ______.

  1. provide financial support
  2. lead to women empowerment
  3. enhance the reach of formal credit system

Explain the importance of credit availability to farmers in rural development. 


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