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प्रश्न
Answer in brief.
Describe any two features of Self Help Groups.
उत्तर
Features of Self Help Groups:
- Democratic Set up: SHG is a group of the members, for the members and by the members. Every member of the group actively participates in the functioning of SHGs. Members are responsible for their own future by organizing themselves into SHGs. They elect or select leaders for the proper functioning of the group. The leader is responsible for holding regular meetings and maintaining records and accounts of the group.
- Collateral Free Loan: SHGs provide small loans to poor individuals for undertaking self-employment projects. Loans are given on the principle of mutual trust and either minimum or no documentation. Generally, the rate of interest is higher than the interest charged by banks. It saves the poor individuals from the clutches of local money lenders. The repayment of loans is ensured timely as all members of the group are responsible for collecting repayment amounts from the members who borrowed the loan.
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संबंधित प्रश्न
Select the correct Option and rewrite the sentence.
A Committee to Review the Arrangements For Institutional Credit for Agriculture and Rural Development (CRAFICARD) was constituted under the Chairmanship of _________
Give one word/phrase/term:
The Bangladeshi economist, known as the Father of Micro-finance.
Complete the sentence.
The lifeblood of a business is_______
Complete the sentence.
The Grameen Bank in Bangladesh was set up in ________
Complete the sentence.
The father of Micro finance is _______
Answer in one sentence.
What is meant by Grameen Bank?
Explain the following term/concept.
Udyami Mitra.
Explain the following term/concept.
Self Help-Groups.
Explain the following term/concept.
Collateral Free Loan.
Study the following case/situation and express your opinion.
Anand completed his MB A and wants to start a Small Scale Industry. H e is good at using technology. He has a very good business idea in mind and looking for a lender or investor.
- Who is promoter or businessman in this case?
- W h at is the full form of SSI?
- Suggest digital ways to find lenders or investors for this initiative.
Justify the following statement.
SHGS plays an important role in the empowerment of women.
Attempt the following.
Explain in detail the democratic setup in SHGs.
Answer the following:
Write important features of SHGs.
