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प्रश्न
Discuss briefly the importance of micro-credit programmes in rural development.
उत्तर
Self-help groups (SHG’s) have emerged to fill the gap in the formal credit system in India as its delivery mechanism has not only proven inadequate but has also not been fully integrated into the overall rural social and community development. It came up as the micro finance program. Focus of SHGs is on those rural people, small and marginal farmers, agricultural and non-agricultural laborers who do not have sustainable access to formal banking system.
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संबंधित प्रश्न
Discuss the importance of credit in rural development.
Explain the role of micro-credit in meeting credit requirements of the poor.
Which of the following is an institutional source of rural credit?
Which source of credit had emerged to fully integrate the formal credit system into the overall rural social and community development?
______ is the apex body which coordinates the functioning of different financial institutions working for the expansion of rural credit.
Which one of the following is not a non-institutional source of credit?
Which of the following falls under unorganized sector?
14 major commercial banks were nationalised in ______.
Read the following statements carefully and choose the correct alternatives given below:
Statement 1 - The emergence of Self-Help Groups (SHG’s) ensured the reduction in the fissures of the formal credit system.
Statement 2 - The borrowings from SHGs are mainly confined to consumption purposes by their members.
Read the following statements -Assertion (A) and Reason(R), Choose one of the correct alternatives given below:
Assertion (A): Since the default rates of farm loans have become chronically high due to multiple reasons, the rural banks are facing a lot of cash crunch.
Reason(R): Due to lack of proper storage facilities a lot of farm produce is wasted.
Which is the apex institute at the national level which provides re-finance facilities to institutions engaged in providing rural credit?
What is the importance of self-help groups (SHGS) in rural areas?
What are the steps taken by the government in developing rural markets?
Identify which of the following is a source of non-institutional credit in the rural areas of India.
Micro credit programmes play a vital role in ensuring an overall development of the rural economy as they ______.
- provide financial support
- lead to women empowerment
- enhance the reach of formal credit system
State and elaborate whether the following statement is true or false, with valid arguments:
Jan-Dhan Yojana has been a crucial step for financial resource mobilization in the Indian economy.
______ is the apex institution which plans and evaluates policies related to rural credit needs.
