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प्रश्न
Answer the following question.
Discuss two qualitative methods of credit control.
उत्तर
(i) Credit Rationing: Rationing of credit is a method by which the Reserve Bank seeks to limit the maximum amount of loans and advances, and also in certain cases fix a ceiling for specific categories of loans and advances.
(ii) Moral Suasion: Moral suasion and credit monitoring arrangement are other methods of credit control. The policy of moral suasion will succeed only if the Reserve Bank is strong enough to influence the commercial banks.
APPEARS IN
संबंधित प्रश्न
Explain how open market operations are helpful in controlling credit creation.
Explain how ‘bank rate' is helpful in controlling credit creation?
Explain how 'margin requirements' are helpful in controlling credit creation?
Explain the 'currency authority' function of a central bank.
Explain with reasons, whether you agree or disagree with the following statement
Cash reserve ratio is a quantitative measure of credit control.
Central Bank has the sole power of issuing currency notes.
Match the following Group ‘A’ with Group ‘B’ :
|
Group ‘A’ |
Group ‘B’ |
||
| (a) |
Economics | (1) | not steady |
| (b) |
Reward of capital | (2) | 1 April, 1935 |
| (c) |
Value of money | (3) | Social science |
| (d) |
Establishment of Central Bank | (4) | Income from commodity tax |
| (e) | Sales tax | (5) | Natural science |
| (6) | Interest |
||
| (7) | 1 April, 1939 | ||
State whether the following statement is TRUE or FALSE.
Credit rationing is quantitative credit control measure of Central bank.
State whether the following statement is TRUE or FALSE.
Regulation of Consumer Credit is a quantitative credit control measure of Central Bank.
Give reason or explain.
Clearing house system economises the use of cash.
Distinguish between:
Quantitative Credit Control Measures and Qualitative Credit Control Measures
Write short note on:
Issuing Directives
Answer the following question:
What are the various measures of quantitative credit control?
Answer the following question:
What are the various measures of qualitative credit control?
Distinguish between 'Qualitative and Quantitative tools' of credit control as may be used by a Central Bank.
Differentiate between Cash Credit and Outright Loans.
