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प्रश्न
Mr. Chaudhary opened a Saving’s Bank Account at State Bank of India on 1st April 2007.
| Date | Particulars | Withdrawals (in ₹) |
Deposits (in ₹) |
Balance (in ₹) |
| 1st April 2007 | By Cash | - | 8,550·00 | 8,550·00 |
| 12th April 2007 | To Self | 1,200·00 | - | 7,350·00 |
| 24th April 2007 | By cash | - | 4,550·00 | 11,900·00 |
| 8th July 2007 | By Cheque | - | 1,550·00 | 13,400·00 |
| 10th Sept. 2007 | By Cheque | - | 3,500·00 | 16,900·00 |
| 17th Sept. 2007 | To Cheque | 2,500·00 | - | 14,400·00 |
| 11th Oct. 2007 | By Cash | - | 800·00 | 15,200·00 |
| 6th Jan. 2008 | To Self | 2,000·00 | - | 13,200·00 |
| 9th March 2008 | By Cheque | - | 950·00 | 14,150·00 |
If the bank pays interest at the rate of 5% per annum, find the interest paid on 1st April, 2008. Give your answer correct to the nearest rupee.
उत्तर
Minimum balance for the month of April = ₹ 7,350
Minimum balance for the month of May = ₹ 11,900
Minimum balance for the month of June = ₹ 11,900
Minimum balance for the month of July = ₹ 13,400
Minimum balance for the month of Aug. = ₹ 13,400
Minimum balance for the month of Sept. = ₹ 14,400
Minimum balance for the month of Oct. = ₹ 14,400
Minimum balance for the month of Nov. = ₹ 15,200
Minimum balance for the month of Dec. = ₹ 15,200
Minimum balance for the month of Jan. = ₹ 13,200
Minimum balance for the month of Feb. = ₹ 13,200
Minimum balance for the month of March = ₹ 14,150
Total = ₹ 1,57,700
⇒ Principal for one month = ₹ 1,57,700
Interest paid on 1st April = `(1,57,700 xx 5 xx 1)/(100 xx 12)`
= ₹ 657·08
= ₹ 657 (to the nearest rupee)
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