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प्रश्न
Solve the following :
15,000 articles costing ₹200 per dozen were insured against fire for ₹1,00,000. If 20 % of the articles were burnt completely and 2400 of other articles were damaged to the extent of 80% of their value, find the amount that can be claimed under the policy.
उत्तर
Given, Total number of articles = 15,000,
Cost of articles = ₹200 per dozen
∴ Cost of one article ₹ `(200)/(12)`.
Policy value = ₹ 1 lakh
Cost of 15,000 articles (property value)
= cost of one article x number of articles
= `(200)/(12) xx 15,000` = ₹2,50,000
Now, 20% of the articles were completely burnt.
∴ Number of articles burnt = 20% of total articles
= `(20)/(100) xx 15,000`
= 3,000
Cost of 3,000 burnt articles = cost of one article x number of articles
= `(200)/(12) xx 3,000` = ₹50,000
Also, 2,400 articles were damaged to the extent of 80% of their value.
∴ Cost of 2,400 articles = `(200)/(12) xx 2,400`
= ₹40,000
∴ Loss on 2,400 articles = 80% of cost value
= `(80)/(100) xx 40,000`
= ₹32,000
∴ Total loss = Cost of 3,000 burnt articles + Loss on 2,400 articles
= 50,000 + 32,000
= ₹82,000
Claim = `"Policy value"/"Property value" xx "Loss"`
= `(1,00,000)/(2,50,000) xx 82,000` = ₹32,800
∴ Amount that can be claimed under the policy is ₹32,800.
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