मराठी

The Ratio of Total Deposits that a Commercial Bank Has to Keep with Reserve Bank of India is Called:( Choose the Correct Alternative) - Economics

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प्रश्न

The ratio of total deposits that a commercial bank has to keep with Reserve Bank of India is
called:( choose the correct alternative)

(a) Statutory liquidity ratio

(b) Deposit ratio

(c) Cash reserve ratio

(d) Legal reserve ratio

उत्तर

Cash reserve ratio

The ratio of total deposits that a commercial bank has to keep with Reserve Bank of India is called cash reserve ratio.

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  या प्रश्नात किंवा उत्तरात काही त्रुटी आहे का?
2016-2017 (March) Delhi Set 1

संबंधित प्रश्‍न

Explain the process of credit creation by commercial banks.


Explain the various types of deposits.


How do commercial banks create deposits? Explain.


Distinguish between the following :

Quantitative and Qualitative measures of credit control.


Write short notes (Any Two) 

Types of loans of commercial bank.


Give reasons or explain the following statement: 

 Every loan creates a deposit.  


Explain the following concepts or give definitions. 

Savings deposits 


State whether the following statement is True or False.

Credit money is created by the central bank of a country. 


Distinguish between: 

Call loans and long term loans 


Answer the following question:
Explain various types of deposits. 


Answer the following question:
What are the different types of loans provided by commercial banks? 


A Commercial Bank is an institution that provides services ______.


The Functions of commercial banks are broadly classified into ______.


What is credit creation?


M4 = ______ + Total deposits with the Post Office Saving Organization (excluding National Saving Certificate).


How Public debt imposes a burden on the economy as a whole?


In the present COVID-19 situation, many economists have raised their concerns that the Indian economy may have to face a deflationary situation due to reduced economic activities in the country. Suppose you are a member of the high-powered committee constituted by the Reserve Bank of India (RBl). You have suggested that as the supervisor of commercial banks, ______ (restriction/release) of the money supply be ensured by the Reserve Bank of India (RBI).


Read the following hypothetical case study carefully and answer the questions follow on the basis of the same.

Agricultural Developmental Bank of Pakistan uses the production function approach for measuring bank outputs and costs. A translog cost function is estimated to provide an assessment of the bank's scale and scope efficiency, and to quantify the extent to which its production costs are sensitive to the size and output mix. Results show that the bank enjoys both overall and product-specific economies of scale and, therefore, there exists scope for the bank to expand its operations at a declining average cost. Even though bank branches in all size categories enjoy economies of scale, the extent of such economies is larger for branches operating at a smaller scale of production. This implies that as the bank branches grow larger in size in terms of both loan and deposit accounts, they move closer to attaining increasing returns to a factor. It is also shown that the marginal costs of servicing both loan and deposit accounts decline as bank branches grow larger in size in terms of either the number of loans or the number of deposits. This confirms that branches operating at a larger scale of production have attained greater cost-efficiency in terms of servicing the loan and deposit accounts.

The increasing returns to scale in larger branches is due to ______


Commercial Bank was facing a financial crisis due to the crisis of non-performing assets. It went to the RBI for help. What role will RBI play in such a case?


It takes Rohan 30 minutes to do an economics assignment and one hour to do a finance assignment. What is the opportunity cost of you doing two economics assignments?


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