Question

Distinguish between:

Organised sector and Unbrganised sector of the money market.

Answer 1

Organised Sector of the Money Market	Unorganised Sector of the Money Market
The organised sector of the money market is made up of the components of the money market that are directly controlled and supervised by the Reserve Bank of India.	The unorganised sector of the money market is made up of components of the money market that are not directly controlled and supervised by the Reserve Bank of India.
The organised sector includes: (i) Reserve Bank of India (RBI) (ii) Commercial Banks (iii) Co-operative Banks (iv) Development of Financial Institutions (v) Discount and Finance House of India	The unorganised sector includes: (i) Moneylenders (ii) Indigenous bankers (iii) Unregulated non-banking financial institutions
This sector comes under the purview of RBI.	This sector does not come under the control of RBI.
The interest rates are low, and borrowers are not exploited.	The interest rates are very high, and borrowers are exploited.
It mainly operates in urban. Semi-urban and certain rural areas.	It mainly operates in rural areas of remote regions where the organized sector is not developed.