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Question
Explain the following term/concept.
Self Help-Groups.
Solution
- Self Help Group (SHG) is a voluntary association.
- It is a small homogeneous group of people who come together with the objective of creating a common fund through small savings and meet members' emergency needs by providing collateral-free loans at a reasonable rate.
- Many SHG is linked to banking institutions for getting micro-credit.
- All decisions are taken collectively by SHG members.
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