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Question
Listen to the passage read out aloud by the teacher or played on a recorder and answer the questions that follow.
Listen to the views of a leading economist R. Azhagarasan about EMI in an interview.
We live in a world where everyone likes to lead a comfortable and luxurious life, though our salaries are not enough to meet our needs. In such a situation, the EMI seems to be the only option. It helps people pay for the expensive things, they have purchased, in parts as installments. It gives monetary power to buy expensive things beyond the capacity of a common man. Otherwise, many people will never be able to buy such things. This proves beneficial for people in purchasing a house and other essential appliances and accessories.
It also has some negative unavoidable results. If people are not able to pay EMI on time, they have to keep on paying the loan amount for years together with interest. If people are not able to pay EMI on time, they may face serious problems such as the penalty for default, repossession of the purchased items, and might even be subjected to legal actions. Moreover, people may have the tendency to buy things that are not at all necessary, paying EMIs over a longer period of time. This may lead them into never ending debts. Hence, people should learn to spend within their means.
i. The speaker says that our income is sufficient to meet our needs. Is it true or false?
ii. EMI is the only ______for people who buy very expensive things.
- consolation
- setback
- option
- debt
iii. One is able to buy costly things with ______power offered by EMI.
- physical
- withstanding
- honorary
- monetary
iv. If people fail to pay EMIs, they may be subjected to ______.
- expulsion
- high pressure
- legal action
- dejection
v. People should learn to spend ______their means.
- within
- beyond
- above
- beneath
Solution
- false
- EMI is the only setback for people who buy very expensive things.
- One is able to buy costly things with monetary power offered by EMI.
- If people fail to pay EMIs, they may be subjected to legal action
- People should learn to spend within their means.
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