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Question
Write short note on:
D-mat account
Solution
A D-mat account refers to the account opened for electronic transactions of securities (used for purchase and sale of shares and debentures, futures, options and other securities) and keeping securities in the electronic form instead of in the form of a paper document (physical form). Transactions of a D-mat account are made through an investment broker.
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RELATED QUESTIONS
The ratio of total deposits that a commercial bank has to keep with Reserve Bank of India is
called:( choose the correct alternative)
(a) Statutory liquidity ratio
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Fill in the blank using proper alternatives given in the bracket:
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Write answers in ‘one’ or ‘two’ paras each.
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Write explanatory notes or answer the following.
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The commercial banks perform many useful works for the people.
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Match the following:
| Group A | Group B |
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| 3. ATM facility | c. Share brokers |
| 4. Commercial bank | d. General function |
| 5. Credit creation | e. Recurring account |
| f. Profit making | |
| g. Central bank | |
| h. Commercial bank |
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The saving bank deposit can be opened with a small amount.
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Commercial banks provide agency functions to earn profits.
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Write short note on:
Derivative deposit
Write short note on:
E-banking facility
Write short note on:
Long term loans
State with reason whether you agree or disagree with the following statement.
Commercial banks perform many general utility services.
Answer in detail:
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Explain the functions of a commercial bank.
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