हिंदी

Distinguish between. Central Bank and Commercial Bank - Organisation of Commerce and Management

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प्रश्न

Distinguish between.

Central Bank and Commercial Bank

अंतर स्पष्ट करें

उत्तर

Central Bank Commercial Bank
1. Function:  
The main function of the central bank is to regulate the money supply in the country.
The main function is to accept deposits from the public and lend it to industry and others.
2. Printing of Currency:
The central bank can print currency notes.
Commercial banks cannot print currency
3. Acceptance of Deposits:
The central bank does not accept deposits from the public.
Commercial banks accept deposits from the public.
4. Loans
The central bank provides loans to bankers and financial institutions.
Commercial banks provide loans to industry and commerce.
5. Ownership:
It is owned and controlled by the government of India.
It can be owned by private and/or government agencies.
6. Number of Banks:
There is only one Central Bank (RBI) in India.
There are many commercial banks in India.
7. Monetary policy
The Central Bank frames the monetary and credit policy.
Commercial banks do not frame any monetary policy

8. Control

The central bank keeps a check on commercial banks.

Commercial banks do not keep a check on the central bank.
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Business Services - Banking
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अध्याय 4: Business Services - EXERCISE [पृष्ठ ९२]
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