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प्रश्न
Give reason or explain the following statement:
Commercial banks provide agency functions to earn profits.
उत्तर
Commercial banks provide agency functions to earn profits.
Explanation: Commercial banks provide several agency functions to their customers besides the major functions of acceptance of deposits and granting of loans. These functions may include:
1) Easy and cheap flow of funds from one place to another via mail transfers, demand drafts etc.
2) Collection and payment of funds on behalf of their customers through bills, cheques etc.
3) Purchase and sale of securities and foreign exchange.
4) Providing the facility of underwriting the sale of new shares.
These services are provided by the bank in return for some fee. Hence, the bank earns profits through these services.
APPEARS IN
संबंधित प्रश्न
Accepting deposits from the public is the................................. function of Commercial Bank.
(secondary / general / primary / incidental)
Explain different types of loans and advances provided by commercial banks.
Explain the various types of deposits.
How do commercial banks create deposits? Explain.
State whether the following statement is true or false.
The Cash Reserve Ratio does not affect the lending capacity of the commercial banks.
Write short note on :
Credit Creation.
Fill in the blank using proper alternatives given in the bracket:
The primary function of commercial banks is to ...................
Write short notes (Any Two)
Types of loans of commercial bank.
Fill in the blank with appropriate alternatives given in the bracket :
Commercial banks create __________.
Give reasons or explain the following statement:
Every loan creates a deposit.
Define or Explain the concept
Current deposit
State whether the following statements are True or False with reason:
Interest rate is more for fixed deposits.
Fill in the blank with appropriate alternatives given below
Every loan creates a __________.
Fill in the blank with appropriate alternatives given below
Facility of E-banking is provided through __________
State whether the following statement is True or False.
The saving bank deposit can be opened with a small amount.
Define explain the following concept.
Cash credit
Define explain the following concept.
Discounting of bills
Give reason or explain the following statement:
Saving account deposits are usually opened by salaried class.
Write short note on:
D-mat account
Write short note on:
Long term loans
Answer the following question:
What are the different types of loans provided by commercial banks?
State with reason whether you agree or disagree with the following statement.
A commercial bank create credit on the basis of primary deposit.
Answer in detail:
Explain the process of credit creation.
State whether the following statement is True or False :
Loans given by banks for a period of less than five years is known as long - term loan.
Answer the following question.
Explain the money creation function of commercial banks.
Explain the functions of a commercial bank.
A Commercial Bank is an institution that provides services ______.
The Functions of commercial banks are broadly classified into ______.
Bank credit refers to ______.
Credit creation means.
What is credit creation?
Write the mechanism of credit creation by commercial banks.
Explain the role of Commercial Banks in economic development.
State any two components of ‘Net Factor Income from Abroad’.
Which of the following points states that the open market operation helps in controlling credit creation?
Which of the following are the functions of a commercial bank?
M3 and M4 are known as ______ money.
M4 = ______ + Total deposits with the Post Office Saving Organization (excluding National Saving Certificate).
If reserve ratio is 10% and primary deposit is ₹1,250 crores, the total deposit created by commercial banks will be ______
High Powered Money includes ______
Consider the following statements:
- M1 is a broad concept of money.
- M2 is a narrow concept of money.
- M3 includes both M1 and lime deposit of public with the bank.
Which of the following is true with respect to the concept of supply of money?
If the total deposits created by commercial banks is 10,000 crores and legal reserve requirements are 10%, the number of initial deposits will be ______
In the present COVID-19 situation, many economists have raised their concerns that the Indian economy may have to face a deflationary situation due to reduced economic activities in the country. Suppose you are a member of the high-powered committee constituted by the Reserve Bank of India (RBl). You have suggested that as the supervisor of commercial banks, ______ (restriction/release) of the money supply be ensured by the Reserve Bank of India (RBI).
In the case of Gross Domestic Capital Formation, which one will be the part of it?
M3 = ______
Which of the following statements is not true?
The Narrow concept of money includes ______
It takes Rohan 30 minutes to do an economics assignment and one hour to do a finance assignment. What is the opportunity cost of you doing two economics assignments?
_________ is an institution that accept deposits for lending purposes.
