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प्रश्न
Mr. Burman open a saving back account with Bank of India on 3rd April 2007 with a cash deposit of Rs 5,000/-. Subsequently, he deposited Rs 16,500/- by cheque on 11th April 2007, withdraw Rs 4,000/- on 10th May, paid Rs 3,500 for insurance by cheque on 7th July 2007, deposited Rs. 6,000/- in cash on 9th August 2007 and withdrew Rs 1,500/- on 12th Oct 2007.
Make the entries in his passbook
उत्तर
Make the entries in his passbook There are 5 columns in a passbook:
a) Date,
b) Particulars,
c) Withdrawals,
d) Deposits,
e) Balance.
Date is the date of the transaction, Particular is the details of the transaction primarily the name, Withdrawal is the amount that has been taken out from acoount, Deposit is the amount that has been given to the acoount, balance is net amount remaining in the account after subtracting I Adding the amount as applicable. Keeping this in mind, the passbook entry will look as below:
| Date | Particular | Withdrawals | Deposits | Balance |
| 03.04.2007 | By cash | 5,000.00 | 5,000.00 | |
| 11.04.2007 | By Cheque | 16,500.00 | 21,500.00 | |
| 10.05.2007 | To Self | 4,000.00 | 17,500.00 | |
| 07.07.2007 | By Cheque | 3,500.00 | 14,000.00 | |
| 09.08.2007 | By cash | 6,000.00 | 20,000.00 | |
| 12.10.2007 | To Self | 1,500.00 | 18,500.00 |
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Shahrukh opened a ‘Recurring Deposit’ account in a bank and deposited Rs. 800 per month for 1½ years. If he received Rs. 15,084 at the time of maturity, find the rate of interest per annum.
A page from the Savings Bank Account of Mr Prateek is given below:
| Date | Particulars | Withdrawal (In Rs.) |
Deposit (In Rs.) |
Balances (In Rs.) |
| January 1st, 2006 | B/F | - | - | 1270 |
| January 7th, 2006 | By Cheque | - | 2310 | 3580 |
| March 9th, 2006 | To Self | 2000 | - | 1580 |
| June 26th, 2006 | By Cash | - | 6200 | 7780 |
| June 10th 2006 | To Cheque | 4500 | - | 3280 |
| July 15th, 2006 | By Clearing | - | 2630 | 5910 |
| October 18th, 2006 | To Cheque | 530 | - | 5380 |
| October 27th, 2006 | To Self | 2690 | - | 2690 |
| November 3rd, 2006 | By Cash | - | 1500 | 4190 |
| December 6th, 2006 | To Cheque | 950 | - | 3240 |
| December 23rd, 2006 | By Transfer | - | 2920 | 6260 |
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Fill in the blanks in the table.
| Principal | Rate of interest (p.c.p.a.) | Time | Interest | Amount |
| ...... | 5% | ...... | 6000 | 18000 |
