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महाराष्ट्र राज्य शिक्षण मंडळएचएससी वाणिज्य (इंग्रजी माध्यम) इयत्ता १२ वी

Providing Safe Deposit Vault Facility is the Only General Function of Commercial Banks. - Economics

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प्रश्न

Providing safe deposit vault facility is the only general function of commercial banks.

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2014-2015 (March)

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संबंधित प्रश्‍न

Explain the components of Legal reserve Ratio.


The ratio of total deposits that a commercial bank has to keep with Reserve Bank of India is
called:( choose the correct alternative)

(a) Statutory liquidity ratio

(b) Deposit ratio

(c) Cash reserve ratio

(d) Legal reserve ratio


Explain the agency function of commercial banks.


Explain, with reason, whether you Agree or Disagree with the following statement.
Commercial banks provide many general utility services.


Explain the process of money creation by the commercial banks with the help of a numerical example.


State with reason. Whether you ‘agree’ or ‘disagree’ with the following statement: 

Commercial bank can credit on the basis of primary deposit.


Give reason or explain the following statement:

Rate of interest on fixed deposit is high.


Fill in the blank using proper alternatives given in the bracket:

.................consumption cannot be zero.


State whether the following statement is True or False with reason:

Commercial Banks cannot give interest on deposits.


 Fill in the blank with appropriate alternatives given in the bracket :

 Commercial banks create __________. 


Explain the following concepts or give definitions. 

Savings deposits 


Define or Explain the concept

Current deposit


Answer with reasons whether you agree or disagree with the following statement: 

The commercial banks perform many useful works for the people. 


Fill in the blank with appropriate alternatives given below

Deposits from __________ account can be withdrawn without any notice.


Fill in the blank with appropriate alternatives given below

__________ is a primary function of commercial banks.


Fill in the blank with appropriate alternatives given below

Facility of E-banking is provided through __________


State whether the following statement is True or False.

There is no difference between primary deposit and secondary deposit of a commercial bank. 


Define explain the following concept.

Fixed deposits 


Define explain the following concept.

Cash credit 


Define explain the following concept.

Discounting of bills 


Give reason or explain the following statement:

Commercial banks provide agency functions to earn profits.


Give reason or explain the following statement:

Rate of interest on fixed deposit is high. 


Distinguish between: 

Call loans and long term loans 


Write short note on: 

Derivative deposit 


Write short note on:

E-banking facility 


Write short note on:

D-mat account 


Answer the following question:
Explain various types of deposits. 


Answer the following question:
What are the different types of loans provided by commercial banks? 


State with reason whether you agree or disagree with the following statement. 

A commercial bank create credit on the basis of primary deposit. 


What are the primary functions of commercial banks? 


Answer in detail:
What are the secondary functions of commercial banks? 


State whether the following statement is True or False :

Loans given by banks for a period of less than five years is known as long - term loan.


The Functions of commercial banks are broadly classified into ______.


Credit creation means.


Explain the role of Commercial Banks in economic development.


State any two components of ‘Net Factor Income from Abroad’.


Which of the following points indicates that RBI is controlling the commercial banks? 


Which of the following points states that the open market operation helps in controlling credit creation?


What is the effect of a rise in the rate of SLR on the creation of credit?


______ is the total liability of the monetary authority of the country.


Which of the following are the functions of a commercial bank? 


M3 and M4 are known as ______ money.


How Public debt imposes a burden on the economy as a whole?


If reserve ratio is 10% and primary deposit is ₹1,250 crores, the total deposit created by commercial banks will be ______


Demand deposits include ______


Commercial Bank was facing a financial crisis due to the crisis of non-performing assets. It went to the RBI for help. What role will RBI play in such a case?


Railways is an example of:


_________ is an institution that accept deposits for lending purposes.


Ms. lqra Ansari, a teacher, was explaining in her class about various types of deposits with the commercial banks. She quoted that - "These deposits form a part of M1 measure of money supply and are payable on demand by the commercial banks."

Identify the type of deposits she was explaining about and choose the correct alternative:

  1. Demand Deposits
  2. Time Deposits
  3. Post Office Deposits

 Explain the functions of commercial bank.


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