ISC (Commerce) Class 12 - CISCE Important Questions for Commerce

As a Financial Manager for a growing tech start up, evaluate three advantages and two disadvantages of choosing debt financing for your long-term capital needs.

Anjum is a first-time investor wanting to invest 10 lakhs in long term capital appreciation. She is willing to take risks in return for high growth.
Which type of security should she invest in? Suggest any four features of this type of security.

Answer the question briefly.
What is a debit card?

Answer the question.
Core banking solutions.

What is the Demand Draft? 

Explain the following : 
(i) SMS alerts
(ii) ATM

What' is meant by RT.GS ? Give any two features of R.T G.S. 

What is meant by NEFT? Give any two features of NEFT. 

Explain the meaning of gross working capital.

Distinguish between NEFT and RTGS.

What is mobile banking? State any two banking services available on mobile phones.

Explain the meaning of e-banking. State any three features of e-banking.

Rita wants to transfer their first salary to her mother's bank account through RTGS. What is the minimum amount that she can transfer through RTGS?

State any three differences between a debit card and a credit card.

With reference to Credit Card, which one of the following statements is INCORRECT?

Expand UPI and briefly discuss its meaning.

Rajiv's daughter has secured a seat in a Law college. The college has asked for the payment of admission fee through the financial instrument payable on demand.

Identify and explain the financial instrument indicated above. Can it be issued online? List any two of its features.

Which one of the following is a disadvantage of e-Banking?

Identify and explain two features of a plastic money having an overdraft facility which is issued by the commercial bank to its customers.

Identify an electronic fund transferred in batches and state any two of its features.