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प्रश्न
Meena wants to deposit her surplus money in the bank for a higher rate of interest. Keeping in view Meena’s requirement, suggest the type of bank account she should open. Mention any one feature of the account suggested by you.
उत्तर
Meena should open a fixed deposit account.
Reasons for suggesting fixed deposit account are:
- It leads to tax savings.
- There are assured returns on maturation of the amount.
- It has a higher rate of interest compared to other types of accounts.
- Loan against fixed deposit can be taken in emergency situations.
Feature of a Fixed Deposit Account:
Higher Interest Rate: Fixed Deposit accounts offer a higher rate of interest compared to regular savings accounts. The interest rate is usually fixed for the duration of the deposit, ensuring guaranteed returns at maturity.
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संबंधित प्रश्न
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