मराठी
महाराष्ट्र राज्य शिक्षण मंडळएचएससी वाणिज्य (इंग्रजी माध्यम) इयत्ता १२ वी

Fill in the Blank Using Proper Alternatives Given in the Bracket:The Primary Function of Commercial Banks is to ................... - Economics

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प्रश्न

Fill in the blank using proper alternatives given in the bracket:

The primary function of commercial banks is to ...................

पर्याय

  • Purchase and sale securities

  • accept deposits

  • Provide safe deposit vaults 

  • issue letter of credit

MCQ

उत्तर

The primary function of commercial banks is to Accept deposits.

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2014-2015 (October)

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संबंधित प्रश्‍न

Accepting deposits from the public is the................................. function of Commercial Bank.

(secondary / general / primary / incidental)


Providing safe deposit vault facility is the only general function of commercial banks.


Explain the process of credit creation by commercial banks.


State whether the following statement is true or false :

Credit control is the function of commercial banks.


State whether the following statement is true or false:

Central bank also performs commercial banking business.


Distinguish between the following :

Quantitative and Qualitative measures of credit control.


Answer the following question :

What are the different types of loans provided by commercial banks ?


Explain with reason, whether you agree or disagree with the following statement:

Commercial banks perform agency functions to earn profit.


Write short Answer for the following question:

Explain various types of Bank Deposits ?


State whether the following statement is True or False with reason:

Commercial Banks cannot give interest on deposits.


 Write explanatory note.

Primary functions of commercial bank.


 Define of Explain the following concept: 

Recurring deposit  

 


Give reasons or explain the following statement: 

 Every loan creates a deposit.  


Explain the following concepts or give definitions. 

Savings deposits 


State whether the following statements are True or False with reasons : 

 The interest is more on savings deposits.  


Define or Explain the concept

Current deposit


Answer with reasons whether you agree or disagree with the following statement: 

The commercial banks perform many useful works for the people. 


Distinguish between:

Central Bank and Commercial Bank


Fill in the blank with appropriate alternatives given below

Every loan creates a __________.


Match the following:

Group A Group B
1. D-mat account a. Current account
2. Over draft facility b. Agency function
3. ATM facility c. Share brokers
4. Commercial bank d. General function
5. Credit creation e. Recurring account
  f. Profit making
  g. Central bank
  h. Commercial bank

State whether the following statement is True or False. 

Commercial banks are the backbone of modern economy. 


Define explain the following concept.

Cash credit 


Define explain the following concept.

Safe deposit vault 


Define explain the following concept.

Discounting of bills 


Distinguish between: 

Call loans and long term loans 


Distinguish between: 

Cash credit and overdraft facility 


Write short note on: 

Derivative deposit 


Write short note on:

Long term loans 


State with reason whether you agree or disagree with the following statement. 

A commercial bank create credit on the basis of primary deposit. 


State with reason whether you agree or disagree with the following statement.

Commercial banks perform many general utility services.


What are the primary functions of commercial banks? 


Answer in detail:
Explain the process of credit creation. 


Answer in detail:
What are the secondary functions of commercial banks? 


State with reason whether you 'agree' or 'disagree' with the following statement.

Credit creation of commercial banks is based on primary deposits.


Answer the following question.
Explain the money creation function of commercial banks.


Explain the functions of a commercial bank.


A Commercial Bank is an institution that provides services ______.


Bank credit refers to ______.


Credit creation means.


Write the mechanism of credit creation by commercial banks.


What are the important features of a capitalist economy? 


Which of the following points states that the open market operation helps in controlling credit creation?


______ is the total liability of the monetary authority of the country.


Which of the following are the functions of a commercial bank? 


If reserve ratio is 10% and primary deposit is ₹1,250 crores, the total deposit created by commercial banks will be ______


High Powered Money includes ______


The word 'net' implies that ______ is to be included in the money supply.


Consider the following statements:

  1. M1 is a broad concept of money.
  2. M2 is a narrow concept of money.
  3. M3 includes both M1 and lime deposit of public with the bank.

Which of the following is true with respect to the concept of supply of money?


In the present COVID-19 situation, many economists have raised their concerns that the Indian economy may have to face a deflationary situation due to reduced economic activities in the country. Suppose you are a member of the high-powered committee constituted by the Reserve Bank of India (RBl). You have suggested that as the supervisor of commercial banks, ______ (restriction/release) of the money supply be ensured by the Reserve Bank of India (RBI).


In the case of Gross Domestic Capital Formation, which one will be the part of it?


Commercial Bank was facing a financial crisis due to the crisis of non-performing assets. It went to the RBI for help. What role will RBI play in such a case?


Identify the correctly matched pair of the items in Column A to that of Column B

Column A Column B
1 Money (a) Supply of Money
2 Commercial Bank (b) Store of Value
3 Central Bank (c) Credit Control
4 M4 (d)  Circulation of Money

Which of the following statements is not true?


The Narrow concept of money includes ______


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